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Library » Regulatory FAQs: FINRA's Proposed Rule to Protect Vulnerable Investors

March 03, 2016 | Retirement Plans

I have heard there is the potential for new regulations designed to protect vulnerable investors. What are the implications for financial advisors? As the population continues to age, regulators’ attention is focused on protecting senior citizens and other vulnerable people from financial fraud …

Library » Regulatory FAQs: The ACA and January 31 Open Enrollment Deadline

January 28, 2016 | Retirement Plans

As a financial advisor, what do I need to know about the Affordable Care Act (ACA) tax penalty on individuals without health insurance? For many, the cost of health care is a very real, recurring expense that requires planning and management. As employers move to defined contribution health care …

Library » An Easy Button for DC Plans?

December 02, 2015 | Retirement Plans

Close your eyes and imagine that there was a button plan sponsors could press that would turn participant inertia into an asset, and help improve sub-optimal asset allocations while simultaneously putting the plan sponsor on more solid fiduciary footing. Luckily there is, it’s called re- …

Shelby George

Senior Vice President, Advisor Services

Library » Converge, Volume 8: The DOL’s Proposed Fiduciary Rule

November 30, 2015 | Retirement Plans

There has been plenty of industry chatter deconstructing the Department of Labor’s (DOL) proposed rule defining who is a “fiduciary” of an employee benefit plan under the Employee Retirement Income Security Act of 1974 (ERISA) as a result of giving investment advice. Much of the industry …

Library » Regulatory FAQs: Department of Labor Fiduciary Re-Proposal

November 23, 2015 | Retirement Plans

I’ve been told that the Department of Labor’s proposed definition of fiduciary expands the number of people who would be considered “fiduciaries” under ERISA. What does that really mean? In April 2015, the Department of Labor (DOL) issued a proposed rule that would require retail investment …

James Esposito

Qualified Plans Consultant

Library » Regulatory FAQs: Cash Balance Plans

October 27, 2015 | Retirement Plans

Cash balance pension plans are growing in popularity, but I don’t know much about them. How is a cash balance plan different from a traditional defined benefit pension plan? It’s best to start this discussion with an illustration. If you were given a choice between the following two pension …

Library » White-Labeling the Core Menu: What’s Your Objective?

October 13, 2015 | Retirement Plans

The defined contribution (DC) industry has made enormous strides over the last decade in its quest to improve a system that’s become the predominant source of retirement income for many working Americans. Part of this evolution has led to a closer examination of plan design, ensuring that DC …


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