Jeff Coons


Library » Raising the Bar on Target Date Due Diligence: Demographics Matter

June 22, 2015 | Retirement Plans

Manning & Napier and Strategic Insight are pleased to provide this whitepaper highlighting emerging trends and fiduciary considerations regarding certain popular industry target date due diligence tools. Investment due diligence–especially of the retirement plan’s default investment option–is …

Library » Webinar: Emerging Trends in Retirement Investment Due Diligence

June 15, 2015 | Retirement Plans

This discussion provides retirement plan advisors with industry intelligence on the recent trends in investment menu construction. In addition, it offers actionable advice on how retirement advisors can enhance their current due diligence processes with evaluation of the plan’s unique demographics …

Library » Roadmap to a Successful Tiered Investment Menu Design and Communication Program

December 04, 2014 | Retirement Plans

Introduction Since the beginning of 401(k) plans over 30 years ago, plan investment menus have seen many evolutions. The earliest plans typically offered just three investment options: a stock fund, a bond fund, and a cash equivalent fund. Options were valued infrequently and participants …

Spotlights » The QDIA Decision

September 04, 2014 | Retirement Plans

The QDIA Decision, written in collaboration with Fred Reish and Bruce Ashton, will assist fiduciaries in choosing a suitable type of QDIA (Qualified Default Investment Alternative), as well as an appropriate investment strategy fit, thus fulfilling their obligation under ERISA guidelines for the …

Library » Manning & Napier’s Target Date Strategies as a Qualified Default Investment Alternative (QDIA)

June 05, 2014 | Retirement Plans

Introduction The provisions of the Pension Protection Act (PPA) of 2006 defined target date funds as one of three types of qualified default investment alternatives (QDIA) for use in qualified retirement plans. While the final regulations require plan fiduciaries to meet several technical and …

Library » Types of Qualified Plans

May 20, 2014 | Retirement Plans

Before adopting a qualified plan, an employer should first understand the various types of plans available, so that a plan that best meets the employer’s goals and objectives can be chosen. Qualified plans come in two basic flavors: Defined Contribution (DC) Plans and Defined Benefit (DB) Plans. …

James Esposito

Qualified Plans Consultant

Library » Profit Sharing Allocation Methods - The Better Part of Discretion

May 13, 2014 | Retirement Plans

Most Profit Sharing/401(k) Plan sponsors have the basic understanding that the plan contributions must not discriminate in favor of the owners and other highly paid participants over non-owners and non-highly paid participants. Many business owners interpret this to mean “I can’t contribute more …

Library » Common Fiduciary Considerations Related to Target Date Options

May 12, 2014 | Retirement Plans

Introduction Given the variety of target date options available in the marketplace today, how does a plan fiduciary determine which family is right for a specific plan? When evaluating target date options, it is important to keep in mind that quantitative factors play an important role. However, …