Collective Investment Trusts

Pro-Mix® Conservative Term CIT

Investment Objective

To provide capital preservation, with income and capital growth as secondary objectives.

Investment Strategy

The portfolio is invested in a conservative mix of securities that seeks stability with some growth and income potential. Holdings are diversified primarily among fixed income securities, typically focusing on short to intermediate-term maturities. Stock investments may be focused on dividend paying securities in pursuit of growth opportunities and income generation.

The fund manager will adjust the investment mix over time to manage risk by continually evaluating individual securities and market conditions to determine the relative attractiveness of each investment. In general, stock exposure will increase when valuations are low and decrease during speculative markets.

May be Appropriate for Investors

  • Who seek to minimize declines in account value with the potential for modest growth and income generation
  • Who want to assume a minimal amount of capital risk through limited stock exposure

About Our Risk-Based Funds

Risk-based funds offer professional management and asset allocation through a choice of investment objectives that range from fairly aggressive to fairly conservative. All an investor has to do is determine which objective best suits their current risk tolerance and investment time horizon, then decide when to move to a different objective as their personal situation changes over the years.

Time Horizon & Range of Stock Exposure

Conservative Term Moderate Term Extended Term Maximum Term
0-5 Years 3-10 Years 15+ Years 7-20 Years
5-35% 20-60% 40-70% 70-95%

Generally, the longer your time horizon, the more aggressive your investment objective can be. Greater stock exposure is typically associated with higher return potential and higher capital risk.

Learn more about our Pro-Mix® Series

Daily Price

$16.09

Daily $ Change

$0.05

Daily % Change

0.31%

as of 12/06/2024

CUSIP

302027123

Inception Date

10/15/2013

This fund is only available for use within certain qualified employee benefit plans.

Important Documents

Applications & Forms
Fact Sheet
Annual Report

Performance

As of 11/30/2024

YTD

6.10%

1 Year

9.51%

3 Year

1.66%

5 Year

4.13%

10 Year

4.02%

Inception
(01/01/2000)

5.57%

Performance data quoted represents past performance and does not guarantee future results. Performance for periods greater than one year is annualized. Your investment may fluctuate in value and there is a potential for loss as well as profit.

Performance through the inception date of the Pro-Mix® CIT Class U units is based on the historical performance of the CIT's oldest unit class. Returns are net of Pro-Mix CIT® Class U expenses.

Expense Ratio

Gross 0.52%
Net 0.49%*

*Reflects the Trustee’s contractual agreement to limit fees and voluntary agreement to reimburse certain expenses.

Top Ten Investments

As of 11/30/2024

UNITED STATES TREAS NTS . 20301115 0.875% 5.05%
UNITED STATES TREAS NTS . 20271115 2.250% 4.57%
UNITED STATES TREAS NTS . 20311115 1.375% 4.03%
UNITED STATES TREAS NTS . 20331115 4.500% 3.97%
UNITED STATES TREAS NTS . 20291115 1.750% 3.76%
UNITED STATES TREAS NTS . 20341115 4.250% 2.04%
UNITED STATES TREAS NTS 20260731 4.582% 1.99%
FNMA SUPER LNG YEAR . 20510801 4.000% 1.27%
FNMA UMBS LNG YEAR . 20521001 4.500% 1.21%
UNITED STATES TREAS NTS TIPS . 20310115 0.125% 1.15%

This investment list is unaudited and excludes cash.

Security Description Country Ticker Shares/Par Market Value (USD)
ADMIRAL GROUP GB 886 $28,863.23
AERCAP IRELAND CAP DESIGNATED SR GLBL NT 20281029 3.000% US 365,000 $340,837.00
AIR LIQUIDE US AIQUY 8,302 $275,825.65
AIR LIQUIDE FR 230 $38,207.40
AIRBUS SE EUR1 FR 191 $29,767.90
ALASKA AIRLINES EQ TR -B B . 20270215 8.000% US 15,965.37 $16,124.84
ALBEMARLE CORP US ALB 1,471 $158,426.70
ALCON INC ORD SHS US ALC 256 $22,745.60
ALEXANDER FDG TR II SR SEC GLBL 20280731 7.467% US 305,000 $324,980.55
ALIBABA GROUP HLDG LTD SR GLBL NT 20371206 4.000% US 730,000 $645,947.80
ALPHABET INC CAP STK CL A US GOOGL 3,438 $580,850.10
AMAZON COM INC US AMZN 3,512 $730,109.68
APPLIED MATLS INC US AMAT 1,515 $264,685.65
ASHTEAD CAP INC SR SEC GLBL 20280501 4.000% US 375,000 $362,775.00
ASTRAZENECA PLC US AZN 9,936 $671,872.32
ATLASSIAN CORPORATION CL A US TEAM 92 $24,249.36
AUCKLAND INTL NPV NZ 4,707 $21,607.14
AUTO TRADER GROUP ORD GBP1.50 GB 3,218 $34,317.10
AVANZA BANK HLDG NPV SE 709 $15,194.46
BAE SYS PLC US BAESY 2,023 $126,200.81
BAE SYSTEMS ORD GBP0.025 GB 2,171 $33,858.45
BANK AMERICA CORP FR . 20320422 2.687% US 520,000 $455,312.00
BEIERSDORF AG NPV DE 174 $22,540.47
BLACKROCK INC COM US BLK 303 $309,908.40
BMO MTG TR -C A- FLT 20571119 5.566% US 337,000 $345,723.38
BNSF FUNDING TRUST GTD PFD SECS 20551215 6.613% US 325,000 $327,154.75
BORR IHC LTD SR SEC A 20281115 10.000% US 185,365.85 $184,470.53
BROOGE PETROLEUM AND GAS AE 151,000 $135,055.91
CADENCE DESIGN SYSTEM INC US CDNS 936 $287,174.16
CANADIAN NATL RY CO US CNI 2,769 $309,269.61
CAPITAL ONE FINL CORP SR GLBL NT 20311030 7.624% US 540,000 $603,730.80
CBRE GROUP INC US CBRE 3,340 $467,566.60
CENOVUS ENERGY INC SR NT . 20391115 6.750% US 440,000 $487,867.60
CF HIPPOLYTA ISSUER - A- . 20600715 1.690% US 337,294.5 $328,041.20
CF HIPPOLYTA ISSUER - A- . 20600715 1.990% US 265,757.83 $238,245.28
CIM TR -INV A- FLT 20490225 4.000% US 7,330.09 $6,958.11
CITIGROUP INC SR GLBL NT 20270609 1.462% US 470,000 $446,908.90
CITIZENS BK NA PROVIDENCE RI SR GLBL NT 20280809 4.575% US 370,000 $367,661.60
CLEANAWAY WASTE MG NPV AU 11,448 $21,478.46
COCA COLA CO US KO 6,745 $432,219.60
COGENT IPV LLC, - A- . 20540525 7.924% US 215,000 $222,305.42
COMMONBOND ST LN TR -A-GS A- . 20470125 2.540% US 107,442.36 $97,019.58
COPART INC US CPRT 4,552 $288,551.28
CSMC TRUST -IVR A- FLT 20430525 2.500% US 96,457.68 $83,952.72
CSMC TRUST -TH A- FLT 20430225 2.130% US 60,437.12 $51,954.76
CSX CORP US CSX 10,041 $366,998.55
DATABANK ISSUER LLC - A- . 20511025 2.400% US 410,000 $385,738.99
DATABANK ISSUER LLC - A- . 20530225 5.116% US 325,000 $319,115.71
DEUTSCHE BOERSE ADR US DBOEY 6,401 $149,751.40
DEUTSCHE BOERSE AG NPV(REGD) DE 177 $41,408.85
ELECTRONIC ARTS INC US EA 1,969 $322,266.23
ENERGY TRANSFER L P SR GLBL A 20310201 7.375% US 290,000 $305,401.90
ENERGY TRANSFER L P SR NT . 20420201 6.500% US 430,000 $463,557.20
EPAM SYS INC US EPAM 1,167 $284,654.64
EVERGY INC COM US EVRG 3,650 $235,899.50
EXPERIAN ORD USD0.10 GB 481 $22,932.68
EXTRA SPACE STORAGE INC US EXR 1,867 $319,182.32
FHLMC GIANT MBS GOLD COMB . 20400401 6.000% US 3,550.11 $3,695.17
FHLMC GIANT MBS GOLD COMB . 20400501 6.000% US 44,499.67 $46,349.97
FHLMC GIANT MBS GOLD COMB . 20461101 4.000% US 11,347.88 $10,795.81
FHLMC GIANT MBS GOLD COMB . 20471001 4.500% US 98,239.43 $96,031.01
FHLMC MBS GOLD CASH . 20331201 4.500% US 11,549.11 $11,490.79
FHLMC MBS GOLD COMB . 20400801 4.500% US 144,025.32 $142,613.87
FHLMC MBS GOLD PC YR . 20471001 4.000% US 88,005.68 $83,530.59
FHLMC SUPER Y FIXED . 20520601 4.500% US 598,178.73 $574,760.03
FHLMC SUPER Y FIXED . 20520701 5.500% US 756,882.8 $757,526.15
FHLMC SUPER Y FIXED . 20521201 5.000% US 394,796.66 $388,531.24
FHLMC UMBS Y FIXED . 20420701 3.500% US 575,162.12 $536,045.34
FHLMC UMBS Y FIXED . 20421001 4.000% US 575,799.13 $551,546.47
FHLMC UMBS Y FIXED . 20531001 5.000% US 452,344.58 $446,319.35
FIFTH THIRD BANCORP SR GLBL NT 20281027 6.361% US 120,000 $124,618.80
FINECOBANK SPA EUR0.33 IT 924 $14,824.36
FISERV INC US FI 1,108 $244,823.68
FLEXENTIAL ISSUER LLC - A- . 20511127 3.250% US 670,000 $631,189.38
FNMA MEGA WGTD AVG MEGA . 20490101 5.639% US 213,029.13 $215,432.10
FNMA REMIC TRUST - KP . 20470725 3.500% US 5,521.08 $5,383.34
FNMA SUPER INT YEAR . 20430501 5.000% US 741,143.22 $738,645.57
FNMA SUPER LNG YEAR . 20361101 6.500% US 3,141.63 $3,276.97
FNMA SUPER LNG YEAR . 20381001 6.000% US 10,082.03 $10,517.27
FNMA SUPER LNG YEAR . 20420901 4.500% US 28,279.64 $27,968.28
FNMA SUPER LNG YEAR . 20501201 3.000% US 686,840.31 $610,113.38
FNMA SUPER LNG YEAR . 20510801 4.000% US 1,033,684.18 $978,578.48
FNMA SUPER LNG YEAR . 20520401 3.500% US 570,173.03 $524,707.43
FNMA SUPER LNG YEAR . 20520401 3.500% US 268,956.33 $247,079.42
FNMA UMBS INT YEAR . 20340201 4.500% US 60,158.33 $59,864.16
FNMA UMBS INT YEAR . 20340501 4.500% US 52,178.87 $51,968.07
FNMA UMBS INT YEAR . 20380701 3.500% US 48,164.57 $45,649.42
FNMA UMBS INT YEAR . 20401201 2.500% US 432,831.13 $381,363.18
FNMA UMBS INT YEAR . 20420601 4.000% US 388,572.5 $372,205.83
FNMA UMBS INT YEAR . 20430201 5.000% US 711,550.54 $707,430.66
FNMA UMBS LNG YEAR . 20370901 6.500% US 2,826.92 $2,933.35
FNMA UMBS LNG YEAR . 20370901 6.500% US 10,936.36 $11,392.84
FNMA UMBS LNG YEAR . 20371101 6.000% US 556.32 $566.44
FNMA UMBS LNG YEAR . 20380201 6.000% US 7,164.83 $7,440.75
FNMA UMBS LNG YEAR . 20380301 6.000% US 1,811.65 $1,885.31
FNMA UMBS LNG YEAR . 20380501 6.000% US 3,020.38 $3,119.15
FNMA UMBS LNG YEAR . 20380601 5.000% US 1,250.49 $1,250.54
FNMA UMBS LNG YEAR . 20380601 5.000% US 1,406.11 $1,406.15
FNMA UMBS LNG YEAR . 20391201 4.500% US 4,812.46 $4,759.43
FNMA UMBS LNG YEAR . 20410501 4.500% US 76,642.71 $75,798.11
FNMA UMBS LNG YEAR . 20441201 4.500% US 218,256.77 $214,005.13
FNMA UMBS LNG YEAR . 20460501 4.000% US 91,404.73 $86,876.54
FNMA UMBS LNG YEAR . 20491201 3.500% US 601,277.05 $553,710.02
FNMA UMBS LNG YEAR . 20521001 4.500% US 966,323.09 $929,341.91
FNMA UMBS LNG YEAR . 20521001 5.000% US 826,789.42 $813,668.27
FNMA UMBS LNG YEAR . 20521101 5.500% US 524,726.14 $526,825.04
FNMA UMBS LNG YEAR . 20530101 5.000% US 283,835.02 $278,936.03
GLOBANT S A US GLOB 851 $193,823.76
GNMA PASS-THRU X SINGLE FAMILY . 20370515 5.500% US 17,298.03 $17,762.83
GNMA REMIC TRUST - AH . 20561216 2.600% US 49,231.09 $44,801.32
GOLDEN PEAR FUNDING HOLDCO LLC SR A NT 20280302 10.000% US 50,000 $46,585.00
GS MBS TR -PJ A- FLT 20520225 2.500% US 254,577.94 $223,710.11
GS MRTG BCK SEC TR -INV A- FLT 20511225 5.000% US 353,731.79 $327,907.71
GS MTG -BACK SEC TR -PJ A- FLT 20511125 2.500% US 667,809.59 $589,242.79
HALMA ORD GBP0.10 GB 736 $25,333.15
HAWAII ST TAXABLE GO REF BDS G 20381001 2.682% US 380,000 $298,501.40
HDFC BANK LTD US HDB 5,267 $351,624.92
HENSOLDT AG NPV DE 467 $18,151.43
HERMES INTERNATIONAL S.C.A. FR 7 $15,267.37
HERMES INTL SCA US HESAY 628 $136,969.94
HOTWIRE FDING LLC - A- . 20530520 5.687% US 300,000 $302,167.89
HUNTINGTON BANCSHARES INC GLBL NT . 20300204 2.550% US 340,000 $302,338.20
ICAHN ENTERPRISES LPCORP SR SEC GLBL 20291115 10.000% US 75,000 $76,919.25
IMCD NV EUR0.16 NL 222 $33,319.10
IMPERIAL FUND MTG TR -NQM A- FLT 20561125 1.595% US 302,078.08 $252,616.87
INFINEON TECHNOLOGIES AG US IFNNY 14,329 $466,365.96
INFINEON TECHNOLOGY DE 1,300 $42,310.84
INFRABUILD AUSTRALIA PTY LTD SR A NT 20281115 14.500% US 85,000 $85,532.95
INTERCONTINENTAL EXCHANGE INC COM US ICE 974 $156,775.04
INTERMED CAP GRP ORD GBP0.2625 GB 766 $20,621.36
INTUITIVE SURGICAL INC US ISRG 291 $157,722.00
JAPAN (2 YEAR ISSUE) JP 55,000,000 $364,687.88
JEFFERIES FINANCIAL GROUP INC SR GLBL NT. 20340414 6.200% US 430,000 $452,884.60
JOHNSON AND JOHNSON US JNJ 2,760 $427,827.60
JP MORGAN MTG TR - -A- FLT 20290625 3.000% US 43,215.58 $42,013.62
JP MORGAN MTG TR -INV A- FLT 20500525 3.500% US 930,166.34 $834,784.11
JPMORGAN CHASE n CO SR GLBL NT 20310324 4.493% US 760,000 $748,341.60
KEYBANK NATIONAL ASSOCIATION SR GLBL NT 20271115 5.850% US 360,000 $370,195.20
KEYENCE CORP JP 100 $43,093.52
L3HARRIS TECHNOLOGIES INC COM US LHX 1,791 $441,033.75
LIBRA SOL LLC - A . 20350215 7.000% US 90,923.72 $91,109.57
LONZA GROUP AG US LZAGY 2,389 $142,742.75
LONZA GROUP AG CHF1(REGD) CH 48 $28,680.14
LVMH FR 53 $33,167.32
LVMH MOET HENNESSY LOU VUITT US LVMUY 3,473 $434,680.68
MASCO CORP US MAS 1,843 $148,472.08
MASSMUTUAL GLBL FDG II MTN A NT . 20290117 4.850% US 200,000 $201,970.00
MASTERCARD INCORPORATED CL A US MA 1,225 $652,851.50
MERCADOLIBRE INC US MELI 163 $323,582.71
META PLATFORMS INC CL A US META 1,536 $882,155.52
METROPOLITAN LIFE GLOBAL FDG I FR . 20290108 4.850% US 200,000 $201,672.00
MEX BONOS DESARR FIX RT MX 350,000 $15,607.73
MICROSOFT CORP US MSFT 1,728 $731,738.88
MOODYS CORP US MCO 495 $247,490.10
MSCI INC US MSCI 257 $156,674.91
NASDAQ STOCK MARKET INC US NDAQ 1,962 $162,826.38
NAVIENT CORPORATION SR GLBL NT 20250625 6.750% US 95,000 $95,394.25
NELNET STUDENT LOAN TR - A- FLT 20370126 6.025% US 416,216.68 $414,525.05
NEW FORTRESS ENERGY INC SR SEC GLBL 20290315 8.750% US 95,000 $77,672.95
NEW RESI MTG LN TR - A- FLT 20550825 3.750% US 104,459.93 $98,890.31
NEW RESI MTG LN TR - A- FLT 20561125 3.750% US 144,381.16 $135,384.52
NEW RESI MTG LN TR - A-FXD FLT 20541125 3.750% US 97,601.67 $92,175.75
NEW YORK LIFE GLOBAL FDG FR . 20290129 4.700% US 150,000 $151,341.00
NEWCASTLE COAL INFRASTRUCTURE SR SEC A NT 20270929 4.400% US 307,748.47 $299,291.54
NORTHROP GRUMMAN CORP US NOC 438 $214,466.70
OBX TRUST -NQM A- . 20631125 5.928% US 302,772.97 $304,514.79
OPEN INFRA US ASSETS AB (PUBL) 11.0 20270222 US 200,000 $200,236.36
OXFORD FIN CR FD III -A LP A- . 20320114 6.675% US 60,000 $60,225.55
OXFORD FIN FDG LLC - A- . 20280215 3.100% US 52,021.58 $51,424.25
OXFORD FIN FDG TR - A- . 20310215 6.716% US 440,000 $443,497.43
OXFORD FIN FDG TR LLC - A- . 20300215 3.602% US 492,327.34 $470,188.17
PALOMINO FDG TR I SR SEC GLBL 20280517 7.233% US 615,000 $648,480.60
PEAR - LLC A . 20350716 0.000% US 265,456.88 $266,304.17
PEAR LLC - A . 20360215 6.950% US 262,070.72 $264,132.98
PEAR, LLC - A . 20340115 2.600% US 228,895.34 $224,533.03
PELORUS FUND REIT LLC CR SEN SR GLBL 20260930 7.000% US 105,000 $102,727.80
PNC FINL SVCS GROUP INC SR GLBL NT 20260612 5.812% US 450,000 $452,403.00
PROVIDENT FDG MTG TR - A-A FLT 20510525 2.000% US 338,638.64 $291,619.27
PROVIDENT FND MTG TR -INV A- FLT 20510825 2.500% US 572,914.25 $469,229.95
RCKT MRTG TR - A- FLT 20511225 2.500% US 351,909.42 $288,204.31
ROCHE HLDG LTD SPONSORED ADR US RHHBY 7,546 $273,550.05
ROCHE HLDGS AG GENUSSCHEINE NPV CH 123 $35,671.40
S AND P GLOBAL INC US SPGI 304 $158,843.04
SBA TOWER TR - - . 20521115 6.599% US 440,000 $453,363.06
SBA TOWER TRUST - C . 20541015 4.831% US 365,000 $357,697.48
SEQUOIA MTG TR - A FLT 20430225 1.874% US 50,261.78 $42,276.78
SEQUOIA MTG TR - A- FLT 20430525 3.000% US 84,635.66 $75,014.19
SEQUOIA MTG TR - A- FLT 20430625 3.000% US 57,415.13 $50,778.83
SEQUOIA MTG TR - A- FLT 20430625 3.000% US 69,525.3 $61,898.74
SERVICENOW INC US NOW 276 $289,645.44
SIMON PPTY GROUP LP SR GLBL NT 20320201 2.650% US 700,000 $606,515.00
SIRIUSPOINT LTD SR GLBL NT 20290405 7.000% US 290,000 $299,222.00
SLM CORP SR GLBL NT. 20251029 4.200% US 75,000 $73,922.25
SLM STUDENT LOAN TR - A- FLT 20220725 7.095% US 585,999.62 $587,243.11
SLM STUDENT LOAN TR - A- FLT 20440325 5.466% US 62,158.88 $60,142.83
SLM STUDENT LOAN TR - A- FLT 20830426 6.445% US 587,427.93 $583,602.31
SMB PRIVATE EDU LN TR -B A-A . 20370615 2.840% US 242,465.31 $234,677.93
SMC CORP JP 100 $42,307.82
SMC CORP JAPAN US SMCAY 10,376 $219,493.90
SOCIEDAD QUIMICA MINERA DE C US SQM 3,987 $153,340.02
SOFTCAT PLC ORD GBP0.0005 GB 794 $15,925.39
SONY CORP NPV JP 1,000 $20,021.97
SOUTH CAROLINA ST PUB SVCS AUT TAXABLE REF OBLIGS B 20261201 1.852% US 290,000 $274,357.40
SPIRAX-SARCO ENG ORD GBP0.269230769 GB 265 $24,150.59
STARWOOD RTL PPTY TR -STAR A FLT 20271115 7.994% US 323,832.49 $196,725.00
STORE MSTR FDG I-VII - A- . 20491120 2.820% US 283,150.28 $269,838.62
TAIWAN SEMICONDUCTOR MFG LTD US TSM 2,579 $476,238.14
TECHTRONIC INDS LTD US TTNDY 4,294 $302,396.36
TECHTRONIC INDUSTRIES HK 2,500 $35,211.49
TENCENT HLDGS LIMI HKD0.00002 HK 700 $35,802.64
TENCENT HLDGS LTD FR . 20290411 3.975% US 350,000 $339,398.50
THERMO FISHER SCIENTIFIC INC COM US TMO 709 $375,507.67
TOWD PT MTG TR -HY A FLT 20481026 5.852% US 51,098.58 $51,733.63
TRANSUNION US TRU 2,893 $293,639.50
TRUIST FINL CORP FR . 20290607 1.887% US 500,000 $452,265.00
UNION PAC CORP US UNP 880 $215,300.80
UNITED AIR PASS THRU TR - B . 20291101 3.500% US 66,414.1 $62,970.49
UNITED AIRLS INC -B B . 20270901 4.600% US 15,471.84 $15,222.76
UNITED STATES TREAS NTS . 20271115 2.250% US 3,705,000 $3,513,525.60
UNITED STATES TREAS NTS . 20291115 1.750% US 3,226,000 $2,894,818.84
UNITED STATES TREAS NTS . 20301115 0.875% US 4,668,000 $3,882,095.52
UNITED STATES TREAS NTS . 20311115 1.375% US 3,715,000 $3,098,235.70
UNITED STATES TREAS NTS . 20331115 4.500% US 2,986,000 $3,054,468.98
UNITED STATES TREAS NTS . 20341115 4.250% US 1,563,000 $1,570,080.39
UNITED STATES TREAS NTS 20260731 4.582% US 1,532,000 $1,532,842.60
UNITED STATES TREAS NTS TIPS . 20310115 0.125% US 984,724.3 $887,404.00
US BANCORP FR . 20290201 4.653% US 450,000 $448,231.50
US DOLLARS US USD 1,872,196.42 $1,872,196.42
VERTEX PHARMACEUTICALS INC US VRTX 311 $145,588.43
VISA INC US V 1,509 $475,455.72
WARNERMEDIA HLDGS INC SR GLBL NT 20290315 4.054% US 480,000 $454,065.60
WELLS FARGO n CO FR . 20280422 5.707% US 440,000 $448,817.60
WEST FRASER TIMBER COM NPV CA 507 $49,796.55
WEST FRASER TIMBER LTD US WFG 1,590 $157,378.20
WINWATER MTG LN TR - A- FLT 20450120 3.500% US 40,342.86 $37,200.02

Investments will change over time.

A Word About Risk

All investments involve risks, including possible loss of principal. Because the fund invests in both stocks and bonds, the value of your investment will fluctuate in response to stock market movements and changes in interest rates. Investing in the fund will also involve a number of other risks, including issuer-specific risk, foreign investment risk, and small-cap/mid-cap risk. Investments in options and futures, like all derivatives, can be highly volatile and involve risks in addition to the risks of the underlying instrument on which the derivative is based, such as counterparty, correlation and liquidity risk. Also, the use of leverage increases exposure to the market and may magnify potential losses.

About The Fund Manager

Manning & Napier Advisors, LLC (Manning & Napier) provides investment advisory services to Exeter Trust Company, Trustee of the Manning & Napier Collective Investment Trust Funds. Manning & Napier is headquartered in Rochester, NY and has more than 50 years of experience managing investment objectives. The Firm’s active management approach focuses on participating in rising markets and, as important, helping to reduce the risk of large losses in sustained bear market periods. A team of investment analysts and professionals make all investment decisions in an effort to provide investors with strong risk-adjusted returns.

Daily Price

$16.09

Daily $ Change

$0.05

Daily % Change

0.31%

as of 12/06/2024

CUSIP

302027123

Inception Date

10/15/2013

This fund is only available for use within certain qualified employee benefit plans.

Important Documents

Applications & Forms
Fact Sheet
Annual Report

Investment Objective

To provide capital preservation, with income and capital growth as secondary objectives.

Investment Strategy

The portfolio is invested in a conservative mix of securities that seeks stability with some growth and income potential. Holdings are diversified primarily among fixed income securities, typically focusing on short to intermediate-term maturities. Stock investments may be focused on dividend paying securities in pursuit of growth opportunities and income generation.

The fund manager will adjust the investment mix over time to manage risk by continually evaluating individual securities and market conditions to determine the relative attractiveness of each investment. In general, stock exposure will increase when valuations are low and decrease during speculative markets.

May be Appropriate for Investors

  • Who seek to minimize declines in account value with the potential for modest growth and income generation
  • Who want to assume a minimal amount of capital risk through limited stock exposure

About Our Risk-Based Funds

Risk-based funds offer professional management and asset allocation through a choice of investment objectives that range from fairly aggressive to fairly conservative. All an investor has to do is determine which objective best suits their current risk tolerance and investment time horizon, then decide when to move to a different objective as their personal situation changes over the years.

Time Horizon & Range of Stock Exposure

Conservative Term Moderate Term Extended Term Maximum Term
0-5 Years 3-10 Years 15+ Years 7-20 Years
5-35% 20-60% 40-70% 70-95%

Generally, the longer your time horizon, the more aggressive your investment objective can be. Greater stock exposure is typically associated with higher return potential and higher capital risk.

Learn more about our Pro-Mix® Series

Performance

As of 11/30/2024

YTD

6.10%

1 Year

9.51%

3 Year

1.66%

5 Year

4.13%

10 Year

4.02%

Inception
(01/01/2000)

5.57%

Performance data quoted represents past performance and does not guarantee future results. Performance for periods greater than one year is annualized. Your investment may fluctuate in value and there is a potential for loss as well as profit.

Performance through the inception date of the Pro-Mix® CIT Class U units is based on the historical performance of the CIT's oldest unit class. Returns are net of Pro-Mix CIT® Class U expenses.

Expense Ratio

Gross 0.52%
Net 0.49%*

*Reflects the Trustee’s contractual agreement to limit fees and voluntary agreement to reimburse certain expenses.

Top Ten Investments

As of 11/30/2024

UNITED STATES TREAS NTS . 20301115 0.875% 5.05%
UNITED STATES TREAS NTS . 20271115 2.250% 4.57%
UNITED STATES TREAS NTS . 20311115 1.375% 4.03%
UNITED STATES TREAS NTS . 20331115 4.500% 3.97%
UNITED STATES TREAS NTS . 20291115 1.750% 3.76%
UNITED STATES TREAS NTS . 20341115 4.250% 2.04%
UNITED STATES TREAS NTS 20260731 4.582% 1.99%
FNMA SUPER LNG YEAR . 20510801 4.000% 1.27%
FNMA UMBS LNG YEAR . 20521001 4.500% 1.21%
UNITED STATES TREAS NTS TIPS . 20310115 0.125% 1.15%

This investment list is unaudited and excludes cash.

Security Description Country Ticker Shares/Par Market Value (USD)
ADMIRAL GROUP GB 886 $28,863.23
AERCAP IRELAND CAP DESIGNATED SR GLBL NT 20281029 3.000% US 365,000 $340,837.00
AIR LIQUIDE US AIQUY 8,302 $275,825.65
AIR LIQUIDE FR 230 $38,207.40
AIRBUS SE EUR1 FR 191 $29,767.90
ALASKA AIRLINES EQ TR -B B . 20270215 8.000% US 15,965.37 $16,124.84
ALBEMARLE CORP US ALB 1,471 $158,426.70
ALCON INC ORD SHS US ALC 256 $22,745.60
ALEXANDER FDG TR II SR SEC GLBL 20280731 7.467% US 305,000 $324,980.55
ALIBABA GROUP HLDG LTD SR GLBL NT 20371206 4.000% US 730,000 $645,947.80
ALPHABET INC CAP STK CL A US GOOGL 3,438 $580,850.10
AMAZON COM INC US AMZN 3,512 $730,109.68
APPLIED MATLS INC US AMAT 1,515 $264,685.65
ASHTEAD CAP INC SR SEC GLBL 20280501 4.000% US 375,000 $362,775.00
ASTRAZENECA PLC US AZN 9,936 $671,872.32
ATLASSIAN CORPORATION CL A US TEAM 92 $24,249.36
AUCKLAND INTL NPV NZ 4,707 $21,607.14
AUTO TRADER GROUP ORD GBP1.50 GB 3,218 $34,317.10
AVANZA BANK HLDG NPV SE 709 $15,194.46
BAE SYS PLC US BAESY 2,023 $126,200.81
BAE SYSTEMS ORD GBP0.025 GB 2,171 $33,858.45
BANK AMERICA CORP FR . 20320422 2.687% US 520,000 $455,312.00
BEIERSDORF AG NPV DE 174 $22,540.47
BLACKROCK INC COM US BLK 303 $309,908.40
BMO MTG TR -C A- FLT 20571119 5.566% US 337,000 $345,723.38
BNSF FUNDING TRUST GTD PFD SECS 20551215 6.613% US 325,000 $327,154.75
BORR IHC LTD SR SEC A 20281115 10.000% US 185,365.85 $184,470.53
BROOGE PETROLEUM AND GAS AE 151,000 $135,055.91
CADENCE DESIGN SYSTEM INC US CDNS 936 $287,174.16
CANADIAN NATL RY CO US CNI 2,769 $309,269.61
CAPITAL ONE FINL CORP SR GLBL NT 20311030 7.624% US 540,000 $603,730.80
CBRE GROUP INC US CBRE 3,340 $467,566.60
CENOVUS ENERGY INC SR NT . 20391115 6.750% US 440,000 $487,867.60
CF HIPPOLYTA ISSUER - A- . 20600715 1.690% US 337,294.5 $328,041.20
CF HIPPOLYTA ISSUER - A- . 20600715 1.990% US 265,757.83 $238,245.28
CIM TR -INV A- FLT 20490225 4.000% US 7,330.09 $6,958.11
CITIGROUP INC SR GLBL NT 20270609 1.462% US 470,000 $446,908.90
CITIZENS BK NA PROVIDENCE RI SR GLBL NT 20280809 4.575% US 370,000 $367,661.60
CLEANAWAY WASTE MG NPV AU 11,448 $21,478.46
COCA COLA CO US KO 6,745 $432,219.60
COGENT IPV LLC, - A- . 20540525 7.924% US 215,000 $222,305.42
COMMONBOND ST LN TR -A-GS A- . 20470125 2.540% US 107,442.36 $97,019.58
COPART INC US CPRT 4,552 $288,551.28
CSMC TRUST -IVR A- FLT 20430525 2.500% US 96,457.68 $83,952.72
CSMC TRUST -TH A- FLT 20430225 2.130% US 60,437.12 $51,954.76
CSX CORP US CSX 10,041 $366,998.55
DATABANK ISSUER LLC - A- . 20511025 2.400% US 410,000 $385,738.99
DATABANK ISSUER LLC - A- . 20530225 5.116% US 325,000 $319,115.71
DEUTSCHE BOERSE ADR US DBOEY 6,401 $149,751.40
DEUTSCHE BOERSE AG NPV(REGD) DE 177 $41,408.85
ELECTRONIC ARTS INC US EA 1,969 $322,266.23
ENERGY TRANSFER L P SR GLBL A 20310201 7.375% US 290,000 $305,401.90
ENERGY TRANSFER L P SR NT . 20420201 6.500% US 430,000 $463,557.20
EPAM SYS INC US EPAM 1,167 $284,654.64
EVERGY INC COM US EVRG 3,650 $235,899.50
EXPERIAN ORD USD0.10 GB 481 $22,932.68
EXTRA SPACE STORAGE INC US EXR 1,867 $319,182.32
FHLMC GIANT MBS GOLD COMB . 20400401 6.000% US 3,550.11 $3,695.17
FHLMC GIANT MBS GOLD COMB . 20400501 6.000% US 44,499.67 $46,349.97
FHLMC GIANT MBS GOLD COMB . 20461101 4.000% US 11,347.88 $10,795.81
FHLMC GIANT MBS GOLD COMB . 20471001 4.500% US 98,239.43 $96,031.01
FHLMC MBS GOLD CASH . 20331201 4.500% US 11,549.11 $11,490.79
FHLMC MBS GOLD COMB . 20400801 4.500% US 144,025.32 $142,613.87
FHLMC MBS GOLD PC YR . 20471001 4.000% US 88,005.68 $83,530.59
FHLMC SUPER Y FIXED . 20520601 4.500% US 598,178.73 $574,760.03
FHLMC SUPER Y FIXED . 20520701 5.500% US 756,882.8 $757,526.15
FHLMC SUPER Y FIXED . 20521201 5.000% US 394,796.66 $388,531.24
FHLMC UMBS Y FIXED . 20420701 3.500% US 575,162.12 $536,045.34
FHLMC UMBS Y FIXED . 20421001 4.000% US 575,799.13 $551,546.47
FHLMC UMBS Y FIXED . 20531001 5.000% US 452,344.58 $446,319.35
FIFTH THIRD BANCORP SR GLBL NT 20281027 6.361% US 120,000 $124,618.80
FINECOBANK SPA EUR0.33 IT 924 $14,824.36
FISERV INC US FI 1,108 $244,823.68
FLEXENTIAL ISSUER LLC - A- . 20511127 3.250% US 670,000 $631,189.38
FNMA MEGA WGTD AVG MEGA . 20490101 5.639% US 213,029.13 $215,432.10
FNMA REMIC TRUST - KP . 20470725 3.500% US 5,521.08 $5,383.34
FNMA SUPER INT YEAR . 20430501 5.000% US 741,143.22 $738,645.57
FNMA SUPER LNG YEAR . 20361101 6.500% US 3,141.63 $3,276.97
FNMA SUPER LNG YEAR . 20381001 6.000% US 10,082.03 $10,517.27
FNMA SUPER LNG YEAR . 20420901 4.500% US 28,279.64 $27,968.28
FNMA SUPER LNG YEAR . 20501201 3.000% US 686,840.31 $610,113.38
FNMA SUPER LNG YEAR . 20510801 4.000% US 1,033,684.18 $978,578.48
FNMA SUPER LNG YEAR . 20520401 3.500% US 570,173.03 $524,707.43
FNMA SUPER LNG YEAR . 20520401 3.500% US 268,956.33 $247,079.42
FNMA UMBS INT YEAR . 20340201 4.500% US 60,158.33 $59,864.16
FNMA UMBS INT YEAR . 20340501 4.500% US 52,178.87 $51,968.07
FNMA UMBS INT YEAR . 20380701 3.500% US 48,164.57 $45,649.42
FNMA UMBS INT YEAR . 20401201 2.500% US 432,831.13 $381,363.18
FNMA UMBS INT YEAR . 20420601 4.000% US 388,572.5 $372,205.83
FNMA UMBS INT YEAR . 20430201 5.000% US 711,550.54 $707,430.66
FNMA UMBS LNG YEAR . 20370901 6.500% US 2,826.92 $2,933.35
FNMA UMBS LNG YEAR . 20370901 6.500% US 10,936.36 $11,392.84
FNMA UMBS LNG YEAR . 20371101 6.000% US 556.32 $566.44
FNMA UMBS LNG YEAR . 20380201 6.000% US 7,164.83 $7,440.75
FNMA UMBS LNG YEAR . 20380301 6.000% US 1,811.65 $1,885.31
FNMA UMBS LNG YEAR . 20380501 6.000% US 3,020.38 $3,119.15
FNMA UMBS LNG YEAR . 20380601 5.000% US 1,250.49 $1,250.54
FNMA UMBS LNG YEAR . 20380601 5.000% US 1,406.11 $1,406.15
FNMA UMBS LNG YEAR . 20391201 4.500% US 4,812.46 $4,759.43
FNMA UMBS LNG YEAR . 20410501 4.500% US 76,642.71 $75,798.11
FNMA UMBS LNG YEAR . 20441201 4.500% US 218,256.77 $214,005.13
FNMA UMBS LNG YEAR . 20460501 4.000% US 91,404.73 $86,876.54
FNMA UMBS LNG YEAR . 20491201 3.500% US 601,277.05 $553,710.02
FNMA UMBS LNG YEAR . 20521001 4.500% US 966,323.09 $929,341.91
FNMA UMBS LNG YEAR . 20521001 5.000% US 826,789.42 $813,668.27
FNMA UMBS LNG YEAR . 20521101 5.500% US 524,726.14 $526,825.04
FNMA UMBS LNG YEAR . 20530101 5.000% US 283,835.02 $278,936.03
GLOBANT S A US GLOB 851 $193,823.76
GNMA PASS-THRU X SINGLE FAMILY . 20370515 5.500% US 17,298.03 $17,762.83
GNMA REMIC TRUST - AH . 20561216 2.600% US 49,231.09 $44,801.32
GOLDEN PEAR FUNDING HOLDCO LLC SR A NT 20280302 10.000% US 50,000 $46,585.00
GS MBS TR -PJ A- FLT 20520225 2.500% US 254,577.94 $223,710.11
GS MRTG BCK SEC TR -INV A- FLT 20511225 5.000% US 353,731.79 $327,907.71
GS MTG -BACK SEC TR -PJ A- FLT 20511125 2.500% US 667,809.59 $589,242.79
HALMA ORD GBP0.10 GB 736 $25,333.15
HAWAII ST TAXABLE GO REF BDS G 20381001 2.682% US 380,000 $298,501.40
HDFC BANK LTD US HDB 5,267 $351,624.92
HENSOLDT AG NPV DE 467 $18,151.43
HERMES INTERNATIONAL S.C.A. FR 7 $15,267.37
HERMES INTL SCA US HESAY 628 $136,969.94
HOTWIRE FDING LLC - A- . 20530520 5.687% US 300,000 $302,167.89
HUNTINGTON BANCSHARES INC GLBL NT . 20300204 2.550% US 340,000 $302,338.20
ICAHN ENTERPRISES LPCORP SR SEC GLBL 20291115 10.000% US 75,000 $76,919.25
IMCD NV EUR0.16 NL 222 $33,319.10
IMPERIAL FUND MTG TR -NQM A- FLT 20561125 1.595% US 302,078.08 $252,616.87
INFINEON TECHNOLOGIES AG US IFNNY 14,329 $466,365.96
INFINEON TECHNOLOGY DE 1,300 $42,310.84
INFRABUILD AUSTRALIA PTY LTD SR A NT 20281115 14.500% US 85,000 $85,532.95
INTERCONTINENTAL EXCHANGE INC COM US ICE 974 $156,775.04
INTERMED CAP GRP ORD GBP0.2625 GB 766 $20,621.36
INTUITIVE SURGICAL INC US ISRG 291 $157,722.00
JAPAN (2 YEAR ISSUE) JP 55,000,000 $364,687.88
JEFFERIES FINANCIAL GROUP INC SR GLBL NT. 20340414 6.200% US 430,000 $452,884.60
JOHNSON AND JOHNSON US JNJ 2,760 $427,827.60
JP MORGAN MTG TR - -A- FLT 20290625 3.000% US 43,215.58 $42,013.62
JP MORGAN MTG TR -INV A- FLT 20500525 3.500% US 930,166.34 $834,784.11
JPMORGAN CHASE n CO SR GLBL NT 20310324 4.493% US 760,000 $748,341.60
KEYBANK NATIONAL ASSOCIATION SR GLBL NT 20271115 5.850% US 360,000 $370,195.20
KEYENCE CORP JP 100 $43,093.52
L3HARRIS TECHNOLOGIES INC COM US LHX 1,791 $441,033.75
LIBRA SOL LLC - A . 20350215 7.000% US 90,923.72 $91,109.57
LONZA GROUP AG US LZAGY 2,389 $142,742.75
LONZA GROUP AG CHF1(REGD) CH 48 $28,680.14
LVMH FR 53 $33,167.32
LVMH MOET HENNESSY LOU VUITT US LVMUY 3,473 $434,680.68
MASCO CORP US MAS 1,843 $148,472.08
MASSMUTUAL GLBL FDG II MTN A NT . 20290117 4.850% US 200,000 $201,970.00
MASTERCARD INCORPORATED CL A US MA 1,225 $652,851.50
MERCADOLIBRE INC US MELI 163 $323,582.71
META PLATFORMS INC CL A US META 1,536 $882,155.52
METROPOLITAN LIFE GLOBAL FDG I FR . 20290108 4.850% US 200,000 $201,672.00
MEX BONOS DESARR FIX RT MX 350,000 $15,607.73
MICROSOFT CORP US MSFT 1,728 $731,738.88
MOODYS CORP US MCO 495 $247,490.10
MSCI INC US MSCI 257 $156,674.91
NASDAQ STOCK MARKET INC US NDAQ 1,962 $162,826.38
NAVIENT CORPORATION SR GLBL NT 20250625 6.750% US 95,000 $95,394.25
NELNET STUDENT LOAN TR - A- FLT 20370126 6.025% US 416,216.68 $414,525.05
NEW FORTRESS ENERGY INC SR SEC GLBL 20290315 8.750% US 95,000 $77,672.95
NEW RESI MTG LN TR - A- FLT 20550825 3.750% US 104,459.93 $98,890.31
NEW RESI MTG LN TR - A- FLT 20561125 3.750% US 144,381.16 $135,384.52
NEW RESI MTG LN TR - A-FXD FLT 20541125 3.750% US 97,601.67 $92,175.75
NEW YORK LIFE GLOBAL FDG FR . 20290129 4.700% US 150,000 $151,341.00
NEWCASTLE COAL INFRASTRUCTURE SR SEC A NT 20270929 4.400% US 307,748.47 $299,291.54
NORTHROP GRUMMAN CORP US NOC 438 $214,466.70
OBX TRUST -NQM A- . 20631125 5.928% US 302,772.97 $304,514.79
OPEN INFRA US ASSETS AB (PUBL) 11.0 20270222 US 200,000 $200,236.36
OXFORD FIN CR FD III -A LP A- . 20320114 6.675% US 60,000 $60,225.55
OXFORD FIN FDG LLC - A- . 20280215 3.100% US 52,021.58 $51,424.25
OXFORD FIN FDG TR - A- . 20310215 6.716% US 440,000 $443,497.43
OXFORD FIN FDG TR LLC - A- . 20300215 3.602% US 492,327.34 $470,188.17
PALOMINO FDG TR I SR SEC GLBL 20280517 7.233% US 615,000 $648,480.60
PEAR - LLC A . 20350716 0.000% US 265,456.88 $266,304.17
PEAR LLC - A . 20360215 6.950% US 262,070.72 $264,132.98
PEAR, LLC - A . 20340115 2.600% US 228,895.34 $224,533.03
PELORUS FUND REIT LLC CR SEN SR GLBL 20260930 7.000% US 105,000 $102,727.80
PNC FINL SVCS GROUP INC SR GLBL NT 20260612 5.812% US 450,000 $452,403.00
PROVIDENT FDG MTG TR - A-A FLT 20510525 2.000% US 338,638.64 $291,619.27
PROVIDENT FND MTG TR -INV A- FLT 20510825 2.500% US 572,914.25 $469,229.95
RCKT MRTG TR - A- FLT 20511225 2.500% US 351,909.42 $288,204.31
ROCHE HLDG LTD SPONSORED ADR US RHHBY 7,546 $273,550.05
ROCHE HLDGS AG GENUSSCHEINE NPV CH 123 $35,671.40
S AND P GLOBAL INC US SPGI 304 $158,843.04
SBA TOWER TR - - . 20521115 6.599% US 440,000 $453,363.06
SBA TOWER TRUST - C . 20541015 4.831% US 365,000 $357,697.48
SEQUOIA MTG TR - A FLT 20430225 1.874% US 50,261.78 $42,276.78
SEQUOIA MTG TR - A- FLT 20430525 3.000% US 84,635.66 $75,014.19
SEQUOIA MTG TR - A- FLT 20430625 3.000% US 57,415.13 $50,778.83
SEQUOIA MTG TR - A- FLT 20430625 3.000% US 69,525.3 $61,898.74
SERVICENOW INC US NOW 276 $289,645.44
SIMON PPTY GROUP LP SR GLBL NT 20320201 2.650% US 700,000 $606,515.00
SIRIUSPOINT LTD SR GLBL NT 20290405 7.000% US 290,000 $299,222.00
SLM CORP SR GLBL NT. 20251029 4.200% US 75,000 $73,922.25
SLM STUDENT LOAN TR - A- FLT 20220725 7.095% US 585,999.62 $587,243.11
SLM STUDENT LOAN TR - A- FLT 20440325 5.466% US 62,158.88 $60,142.83
SLM STUDENT LOAN TR - A- FLT 20830426 6.445% US 587,427.93 $583,602.31
SMB PRIVATE EDU LN TR -B A-A . 20370615 2.840% US 242,465.31 $234,677.93
SMC CORP JP 100 $42,307.82
SMC CORP JAPAN US SMCAY 10,376 $219,493.90
SOCIEDAD QUIMICA MINERA DE C US SQM 3,987 $153,340.02
SOFTCAT PLC ORD GBP0.0005 GB 794 $15,925.39
SONY CORP NPV JP 1,000 $20,021.97
SOUTH CAROLINA ST PUB SVCS AUT TAXABLE REF OBLIGS B 20261201 1.852% US 290,000 $274,357.40
SPIRAX-SARCO ENG ORD GBP0.269230769 GB 265 $24,150.59
STARWOOD RTL PPTY TR -STAR A FLT 20271115 7.994% US 323,832.49 $196,725.00
STORE MSTR FDG I-VII - A- . 20491120 2.820% US 283,150.28 $269,838.62
TAIWAN SEMICONDUCTOR MFG LTD US TSM 2,579 $476,238.14
TECHTRONIC INDS LTD US TTNDY 4,294 $302,396.36
TECHTRONIC INDUSTRIES HK 2,500 $35,211.49
TENCENT HLDGS LIMI HKD0.00002 HK 700 $35,802.64
TENCENT HLDGS LTD FR . 20290411 3.975% US 350,000 $339,398.50
THERMO FISHER SCIENTIFIC INC COM US TMO 709 $375,507.67
TOWD PT MTG TR -HY A FLT 20481026 5.852% US 51,098.58 $51,733.63
TRANSUNION US TRU 2,893 $293,639.50
TRUIST FINL CORP FR . 20290607 1.887% US 500,000 $452,265.00
UNION PAC CORP US UNP 880 $215,300.80
UNITED AIR PASS THRU TR - B . 20291101 3.500% US 66,414.1 $62,970.49
UNITED AIRLS INC -B B . 20270901 4.600% US 15,471.84 $15,222.76
UNITED STATES TREAS NTS . 20271115 2.250% US 3,705,000 $3,513,525.60
UNITED STATES TREAS NTS . 20291115 1.750% US 3,226,000 $2,894,818.84
UNITED STATES TREAS NTS . 20301115 0.875% US 4,668,000 $3,882,095.52
UNITED STATES TREAS NTS . 20311115 1.375% US 3,715,000 $3,098,235.70
UNITED STATES TREAS NTS . 20331115 4.500% US 2,986,000 $3,054,468.98
UNITED STATES TREAS NTS . 20341115 4.250% US 1,563,000 $1,570,080.39
UNITED STATES TREAS NTS 20260731 4.582% US 1,532,000 $1,532,842.60
UNITED STATES TREAS NTS TIPS . 20310115 0.125% US 984,724.3 $887,404.00
US BANCORP FR . 20290201 4.653% US 450,000 $448,231.50
US DOLLARS US USD 1,872,196.42 $1,872,196.42
VERTEX PHARMACEUTICALS INC US VRTX 311 $145,588.43
VISA INC US V 1,509 $475,455.72
WARNERMEDIA HLDGS INC SR GLBL NT 20290315 4.054% US 480,000 $454,065.60
WELLS FARGO n CO FR . 20280422 5.707% US 440,000 $448,817.60
WEST FRASER TIMBER COM NPV CA 507 $49,796.55
WEST FRASER TIMBER LTD US WFG 1,590 $157,378.20
WINWATER MTG LN TR - A- FLT 20450120 3.500% US 40,342.86 $37,200.02

Investments will change over time.

A Word About Risk

All investments involve risks, including possible loss of principal. Because the fund invests in both stocks and bonds, the value of your investment will fluctuate in response to stock market movements and changes in interest rates. Investing in the fund will also involve a number of other risks, including issuer-specific risk, foreign investment risk, and small-cap/mid-cap risk. Investments in options and futures, like all derivatives, can be highly volatile and involve risks in addition to the risks of the underlying instrument on which the derivative is based, such as counterparty, correlation and liquidity risk. Also, the use of leverage increases exposure to the market and may magnify potential losses.

About The Fund Manager

Manning & Napier Advisors, LLC (Manning & Napier) provides investment advisory services to Exeter Trust Company, Trustee of the Manning & Napier Collective Investment Trust Funds. Manning & Napier is headquartered in Rochester, NY and has more than 50 years of experience managing investment objectives. The Firm’s active management approach focuses on participating in rising markets and, as important, helping to reduce the risk of large losses in sustained bear market periods. A team of investment analysts and professionals make all investment decisions in an effort to provide investors with strong risk-adjusted returns.

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