Qualified Plan Design

More Than Investment Management

At Manning & Napier, we offer retirement plan design and governance services to improve the overall retirement-readiness of both business owners and employees. A comprehensive design and the right set of investments can help business owners lower taxes, protect assets from creditors, and save more for retirement.

What is a Qualified Plan?

A qualified plan is an employer-sponsored retirement plan that satisfies ERISA requirements. There are two types of qualified plans, defined benefit and defined contribution. Manning & Napier provides investment solutions as well as value-added services to help you establish a plan design that focuses on the following objectives:

Request our Cash Balance CIT Fund Brochure

We manage approximately $10 billion defined benefit and $12 billion defined contribution assets

We service more than 250 defined benefit accounts and more than 400 defined contribution accounts

Clientele includes unions, hospital and healthcare networks, and public and private businesses

Value-Added Services

A qualified retirement plan can provide meaningful benefits to employees while helping employers achieve both personal and company-specific financial goals. Manning & Napier offers the following services in order to align your goals with the right tools to achieve them. A qualified plan allows for even higher maximum contributions and increased design flexibility when paired with a defined contribution plan.

An Experienced Team

Our team will provide plan design consultation for defined benefit and defined contribution plans, including Cash Balance and 401(k) Combination Plan arrangements.

Plan Design

Our services are designed to complement the services of your Actuarial and Third Party Administration firm. We provide ideas to help create a retirement plan that addresses all of your goals and objectives.

Governance Analysis

Our governance analysis report summarizes a plan’s current governance structure and specifically details the obligations of the various fiduciaries.

Cash Balance Solutions

We offer a single cash balance investment solution – the Manning & Napier Cash Balance Collective Investment Trust (CIT) Fund. Key benefits include shared fiduciary responsibility and transparent institutional pricing.

Ongoing Monitoring

Our services include meeting to review a comprehensive report that evaluates your plan's progress toward specific goals and objectives.


Retirement Plan Thought Leadership

We offer a level of support far beyond investment management that can truly add value to your efforts.


Endowments & Foundations Blog

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  • January 26, 2018

    Tax Reform’s Impact on Non-Profits, Endowments, and Foundations

    The uncertainty surrounding tax reform in 2017 left many non-profits trying to gauge the impact it would have on charitable giving. With The Tax Cuts and Job Acts passed in late 2017, there is now more clarity on how non-profits, endowments, and foundations will need to adjust fundraising …
  • December 15, 2017

    Webinar: Fundraising & Finances FAQs

      Between uncertainty lingering in the markets and new trends in donor behavior, non-profit organizations have many questions as they prepare for 2018. Our Endowment/Foundation team discusses the questions they hear most frequently from non-profits and share actionable steps your …

Cash Balance Plans Breaking the $52k DC Limit

Western New York Physician

Profit Sharing Allocation Methods - The Better Part of Discretion

Read the article


The Qualified Retirement Plan Team

Our team is here to create and manage a comprehensive plan that will help you meet your retirement goals while also providing meaningful benefits to your employees. 

  • Valerie Loyet, ASA, EA, FCA, MAAA

    Retirement Plans Actuary

  • James Esposito, QPA

    Qualified Plans Consultant

  • Mark Macpherson, CFA®, AIF®

    Managing Director, Client Analytics Group

  • Bryan Burdick

    Senior Investment Consultant

Unless otherwise noted, all figures are based in USD and are as of 12/31/2016.

Chartered Financial Analyst® (CFA®) is a trademark owned by CFA Institute.

Manning & Napier Advisors, LLC (Manning & Napier) provides investment advisory services to Exeter Trust Company (ETC), Trustee of the Manning & Napier Collective Investment Trust funds. The Collectives are available only for use within certain qualified employee benefit plans.


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