401k Plan Sponsors

A Commitment to Plan Participants

We have extensive experience providing retirement plan investment solutions designed to help participants achieve retirement success. Considered a pioneer of lifecycle investing, we have helped plan participants build and protect retirement wealth for over four decades. Through our full array of fund offerings, we are committed to achieving a better financial future for plan participants.

QDIA Solutions

Market environments can change dramatically over the length of time that a participant is saving for retirement. Helping protect participant balances in tough times is critical, particularly in the plan’s QDIA (Qualified Default Investment Alternative), an investment solution that may hold the majority of a participant’s retirement wealth. We believe plan participants benefit from continuous oversight and ongoing portfolio adjustments as market conditions change. Our goal is to maximize outcomes while minimizing risk to help participants meet their retirement savings needs.

Target Date Funds

Manning & Napier employs a non-traditional fund-of-funds structure, investing each of our target date funds in managed portfolios of stocks and bonds. This unique approach ensures coordinated portfolio management decisions.

Our GOAL CIT Funds are a low-cost solution that combines our asset allocation expertise with underlying index-based exchange-traded funds.

Mutual Funds
CIT Funds

Lifestyle Funds

If you feel a risk-based QDIA is a more appropriate match for your participant demographics, one of our QDIA lifestyle options can provide participants with our active risk management approach to retirement investing.

Mutual Funds
CIT Funds

The QDIA Decision

A White Paper by Manning & Napier

Participant Resources

Access resources on a variety of topics, including retirement planning, target date funds, risk-based funds, and more.

Risk-Based Mutual Fund Resources

Making My Investment Decision
What Is A Pro-Blend® Fund?
Selecting Your Pro-Blend® Fund

Risk-Based CIT Fund Resources

Making My Investment Decision
What Is A Pro-Mix® Fund?
Selecting Your Pro-Mix® Fund

Target Date Mutual Fund Resources

Making My Investment Decision
What is a Target Date Fund?
Your Target Fund’s Path to Retirement
Understanding Your Target Funds

Retirement Target CIT Fund Resources

Making My Investment Decision
What is a Target Date Fund?
Your Target Fund’s Path to Retirement
Understanding Your Target Funds

General Financial Health Resources

An Introduction to Manning & Napier’s Glide Range
Getting Ready to Retire – Dates to Remember
Retirement Planning – A Guide for Future Retirees

Retirement Plan Thought Leadership

Leverage our in-depth research and economic analysis to help address your clients’ most critical concerns.

Subscribe to Converge

A quarterly newsletter for retirement plan advisors.

  • January 31, 2018

    Converge, Volume 16: Are you falling in the “average participant” trap?

    Behavioral finance helped retirement experts understand that everyone, including participants, sometimes behave irrationally. Investment practices is one of the best examples. Most people fear loss more than they delight in gain—and as a result, they invest too conservatively even though they …
  • September 13, 2017

    Converge, Volume 15: Fiduciaries: “Can someone just tell me what to do?”

    Eight of ten employers say they’re concerned about an increase in fiduciary litigation. And more than a quarter listed fiduciary liability and litigation as their top 401(k) concern. Employers’ concern is understandable. Although most employers would confidently say they have the best …
  • June 08, 2017

    Converge, Volume 14: Healthcare Reform Makes HSA Education Imperative

    We are staring down a healthcare landscape set to look dramatically different under the Trump Administration than it did in Obama’s America. Although the American Health Care Act (AHCA) did not initially pass, a revised version was voted on and passed by the House of Representatives on May 4, 20 …

Manning & Napier’s life cycle offerings include target date (age-based) and lifestyle (risk-based) mutual funds (Manning & Napier Fund, Inc. Target Series and Pro-Blend® Series) and affiliate collective investment trust (CIT) funds (Manning & Napier Pro-Mix® CIT Funds, Retirement Target CIT Funds, and MANNING & NAPIER GOAL® CIT Funds).

Because life cycle funds invest in both stocks and bonds, the value of your investment will fluctuate in response to stock market movements and changes in interest rates. Investing in life cycle funds also involves a number of other risks, including issuer-specific risk, foreign investment risk, and small-cap/mid-cap risk as the underlying investments change over time. Investments in options and futures, like all derivatives, can be highly volatile and involve risks in addition to the risks of the underlying instrument on which the derivative is based, such as counterparty, correlation and liquidity risk. Also, the use of leverage increases exposure to the market and may magnify potential losses. Additionally, some target date funds invest in other funds and therefore, may have additional risks associated with the underlying funds. Principal value is not guaranteed at any time, including at the target date (the approximate year when an investor plans to stop contributions and start periodic withdrawals).