Your retirement plan offers you a choice of four professionally managed investments that range from fairly conservative to fairly aggressive through the Pro-Mix® Collective Investment Trust Funds (Pro-Mix Funds). Use the investor profile tool below to help determine which of the four Pro-Mix funds is the best fit for your retirement planning goals. Revisit this tool as your personal situation or retirement goals change.

All investments involve risks, including possible loss of principal. Because lifestyle funds invest in both stocks and bonds, the value of your investment will fluctuate in response to stock market movements and changes in interest rates. Investing in lifestyle funds will also involve a number of other risks, including issuer-specific risk, foreign investment risk, and small-cap/mid-cap risk. Investments in options and futures, like all derivatives, can be highly volatile and involve risks in addition to the risks of the underlying instrument on which the derivative is based, such as counterparty, correlation and liquidity risk. Also, the use of leverage increases exposure to the market and may magnify potential losses.

The lifestyle Pro-Mix Funds available through your retirement plan are the Manning & Napier Pro-Mix®Collective Investment Trust Funds. Manning & Napier Advisors, LLC provides investment advisory services to Exeter Trust Company, Trustee of each Pro-Mix Fund. The Pro-Mix Funds are available only for use within certain qualified employee benefit plans. These Funds are not mutual funds and units of the Funds are not registered under the Securities Act of 1933, as amended, or the Investment Company Act of 1940, as amended.